Guest voice: Jack Clark

     Regular EGD readers are familiar with Jack Clark, the former Chicago cabbie turned mystery writer who checks in occasionally, most recently in 2023. Today he comments on a pervasive problem in our social media age: fraud.

     I opened my first bank account in 1957 with my First Communion money and closed it ten years later when I was 17. The bank officer was amused. He told me that, according to current rules, I was too young to open an account on my own.
     I’ve had plenty of banks and bank accounts since then, and I could bore you silly with some of my bank stories. But I’m going to skip that. Something exciting has finally happened. After 60-some years of banking, I’ve been the victim of check fraud. Twice, with a single transaction.
     It all started when I got a direct mail solicitation from Block Club Chicago. Now, I’m a nice enough guy, but I never donate to anyone but panhandlers. I’m the classic struggling writer (except about 50 years too old). People should be sending me money. But Block Club is really pretty cool and Jenny Sabella who is one of the founders and the executive editor is even cooler.
     We first met when she got hired as a waitress/bartender at the Grafton Pub in Lincoln Square. This was just around the corner from my apartment. I liked to stop in on the way home. “Hey Jack, you should meet Jenny,” the bartender said one night. “She’s a writer too.”
     “Oh cool,” I said. “What do you write about?”
     “Sex,” she said, and we’ve been friends ever since.
     For obvious reasons, I don’t get many solicitations. But when I do it’s usually for the Lyric Opera or the Art Institute, places like that. Somehow I’ve gotten myself on some arty mailing list. So I was impressed that Block Club had dropped a few dollars and given the list a try. Should I actually send them some money?
     Jenny, who knew a thing or two about being a struggling writer (and did it at the appropriate age and then moved on), had promised me that I’d never have to pay for Block Club. Maybe now was the time to pony up.
      And there was a bonus. If I donated $60 or more they’d send me six Chicago postcards. That may not be exciting to you but I’m a newlywed and my bride is a postcard freak. There’s no other way to put it. She likes to send them but, even more than that, she likes to buy them. I’d say for every postcard she sends, she buys 10 or 20. I’ve spent hours waiting outside cute little shops while she’s inside spinning the postcard racks.
     Well, this would impress the lovely Helene, I decided. I filled out the form and included a check for $100 and dropped the envelope in the mailbox before I could have second thoughts. The extra $40 was so Jenny wouldn’t think I was a cheapsteak. [I know. I think it’s funnier this way.]
     And then I waited for the postcards to arrive. Nothing. I checked my bank account. The check had not cleared. What was taking so long? It finally cleared nearly a month after I’d sent it. I was about to write Jenny: You’ve got to get those checks in the bank before people change their minds!
     The wonders of online banking. You don’t have to wait for your cancelled checks to arrive a month later. You can view them online. Before writing Jenny, I thought I’d take a look. The front of the check looked fine. It was to the order of Block Club and my signature was artistically scrawled along the bottom. On the back of the check the fraud finally arrived (I know you’ve been waiting). The check was not endorsed by Block Club; it was endorsed with my name, which makes no sense. Now if you were going to forge the name of the person who wrote the check wouldn’t you try to imitate his handwriting. Not this guy. You can actually read every letter of my name. What kind of signature is that? He’d obviously never been to art school. The check was deposited into an account at a credit union in Virginia.
     I wrote Jenny and sent her copies of the check. She wrote back: “This is SO weird. That was definitely not cashed by us.”
      Next I called my bank, Wintrust, who I’ve had very good luck with in the past. I figured the call would take about five minutes. Instead it took a half hour or more. Most of that time I was on hold. I talked to three different bankers. They all agreed that the check had almost certainly been stolen. They kept failing as they tried to connect me to the manager at my local branch. “Why do we have to talk to him?” I finally asked.
      “You’re going to have to close your account and open a new one.” (Note: all dialogue is reconstructed from memory.)
      “Why?”
      “Well, your account has been compromised. They have your account number and the routing number. They could. . .”
      “That’s ridiculous. You can find the routing number of any bank in about eight seconds.” Banks want you to send them money. “And both numbers are on the checks. Anybody I send a check to sees them.” And the world is full of scoundrels who often disguise themselves by working for legitimate businesses, even banks now and then.
      “I’m sorry, sir,” she said in a tone that let me know the discussion was over.
      I asked to speak to a supervisor and soon a manager was on the line. We went through the same song and dance. She said that the bank would recommend that I get a new account.
      “So I don’t have to?”
     “No. But you know we have recorded this entire conversation. So if you have another problem later on, you might not recover your money.”
     “Are you threatening me?” Is what I wish I’d said.
      When the call finally ended, I called right back. I didn’t want to talk to anyone. I just wanted to make sure I got the wording of their message exactly. “Please note: Your call may be recorded for quality and training purposes.” Not one word about legal purposes or retribution for not following bank recommendations.
      So that’s the second clear case of fraud. Consider yourself forewarned: You may be sitting in a courtroom some day or at a deposition, and somebody on the other side will play that recording supposedly made for quality and training purposes.

      Should we tell the person who picks up that recorded call, “I agree to have this conversation recorded for quality and training purposes only. Nothing beyond that?”

      One final question: Should I follow the bank’s advice and close my account and open another? Let me know what you think. I’m honestly confused.

In snowy weather, CTA bus riders must become mountaineers

Wynne Delacoma takes the bus (photo for the Sun-Times by Anthony Vazquez)

     On Monday, Wynne Delacoma went to ship Christmas presents — early, yes, but that's the sort of person she is. Organized. After dropping her parcels at the FedEx at Barry and Clark, she went to call a cab for her next errand.
     But the Curb taxi-hailing app was down. So she walked to the nearest bus stop, finding it icy and clogged with snow.
     Delacoma, 80, boarded as best she could, taking the bus to Gethsemane Garden Center.
     There she planned to deliver a length of red ribbon for her Christmas wreath. Pretty velvet ribbon; saved from last year's wreath. Good ribbon is hard to find. And she got a discount on the new wreath by providing her own ribbon. Practical and aesthetic.
     Again she had to survive a common challenge facing bus riders this very snowy winter: getting past the obstacle course at the bus stop.
     "It was terrible. Just awful. I was afraid I'd have to walk along the side of the bus in the street," said Delacoma. "That's where they'd plowed. I just couldn't do it. Luckily, some young women there were able to help me off."
     Walking close to a bus, and you take your life in your hands. Just the week before, a woman in South Shore was killed by a bus after appearing to slip as the vehicle began to move forward. 
     Yet snowbound stops are common.

     "Probably half of the stops I get on and off at are clogged with snow and ice," said Peter Nee, a Chicago resident. "Sometimes I have to climb over a little mountain of snow."
     When Delacoma got home, being civic-minded in addition to the aforementioned good qualities, she fired off a letter to the CTA, and cc'd a copy to me.
     "I'm writing to ask you why CTA bus stops have not been cleared of snow," she began. "I used the No. 22 and No. 77 buses today ... only one of the stops — the Belmont/Red/Brown/Purple Line station at 945 W. Belmont — was clear of snow. All the others were packed with snow, making it extremely treacherous to board or leave the buses."
     If that seems a particularly lucid account, it's worth mentioning that Delacoma was the classical music critic at the Chicago Sun-Times for many years. She raises an interesting question:
     "Who is responsible for cleaning the stops? The CTA or the city?"
     I told her I would try to find out.
     This must be a common enough public concern that the CTA has a webpage, "Snow Removal" dedicated to sidestepping responsibility.
     "One of the biggest challenges during the winter is navigating areas that are not cleared of snow and ice," it says, with apparent sympathy. "We're responsible for snow removal on our property, while most bus stops and areas adjacent/leading up to CTA property are the responsibility of others."
     There are nearly 11,000 bus stops in Chicago. If the CTA is not responsible for clearing the vast majority, who is?
     "We work closely with the Chicago Department of Transportation to ensure bus shelters are shoveled as quickly as possible," the CTA continued.
     Anyone who takes buses knows this is deceptive, since buses do not actually stop at shelters, which seem to exist primarily for the benefit of the homeless.
     CDOT also ID'ed other suspects:

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Bessie Coleman, in the news

     Former president Barack Obama was in Chicago this week, doing what celebrities do to light up social media: springing himself unexpected on ordinary people, in this case young kids at the Bessie Coleman branch of the Chicago Public Library in Woodlawn. There he read "Flying Free: How Bessie Coleman's Dreams Took Flight" by Karyn Parsons. 

     Which is all good -- Coleman is one of those Chicagoans who doesn't get enough attention. I learned about her so I could include a story in my 2022 book, "Every Goddamn Day" (which, now that I think about it, is being stocked again at the Book Bin in Northbrook. If you are looking for a Christmas gift for that Chicago history lover in your life, the book contains this and 365 other Chicago stories, will be gift-wrapped for free, inscribed however you like by me, and mailed to the lucky recipient for only an additional $5 shipping fee. You can reach the Book Bin at 847-498-4999). I can assume my version of Coleman's story has a bit more, ah, spice than the one Obama read to first graders.

June 15, 1921: Lots of jawboning goes on in a barbershop. Lots of idle talk, waiting for a shave, or a haircut. Chatting up the pretty manicurist in the window. Teasing her. 

     “You Chicago girls don't know shit,” one former doughboy says, or words to that effect. “Now those French girls, they know where it's at. There are French girls who know how to fly.”

     Usually this kind of thing leads nowhere. Not this time. Right then, Bessie Coleman makes a decision. “That’s it!” she says. “You just called it for me.” 

     She has always wanted to make something of herself. That's why she's in Chicago, doing nails, and not back home washing clothes in Waxahachie, Texas. If French girls can fly, so can she. There are airfields in Chicago and flying instructors, but nobody who is going to teach a Black manicurist how to pilot a plane. Coleman studies French. She saves her money. She gets some help — a manicurist holds the hands of many rich men. Maybe from Jessie Binga, the banker. Maybe from Robert S. Abbott, the publisher. 

     Today a French official fills out her license from the Federation Aeronautique Internationale. She is the first Black woman to hold a pilot's license, and returns to this country a star, performing acrobatic stunts. It will be 17 years before a Black woman earns a pilot's license in the United States.

Steiff, when you care enough to give a teddy bear not intended for children

 

     Hanukkah begins Sunday evening. With Christmas close behind, and all the buying of presents that both holidays demand.
     Let's not mince words: giving gifts is hard. Part mind-reading, part scavenger hunt, part potlatch. Even when you know exactly what to get, and have time to prepare.
     Maybe I should just tell the story.
     Last year, when I found out that I would be a grandfather, my very first thought was about a present. I hung up the phone and went directly onto the Steiff website.
     Steiff is a German toy company, founded in 1880, offering all the soft cute animals you'd expect. But Steiff also has a tradition of hard mohair animals that, in an astounding mercy of time's grindstone, are still made in Germany. Needless to say, they cost a lot.
     My connection to Steiff came about because of a scientific conference in Germany in 1962. My father, a nuclear physicist with NASA, went to present a paper. He saw these gorgeous Steiff animals in a shop. The dollar must have been very strong. He bought a turtle and an elephant, a lobster and a giraffe ... plus a lion, squirrel, various birds — so many toys he also bought a case to carry them back.
     But that isn't the lovely part. The lovely part, according to family lore, is when he gets home from his overseas trip, he opens the case, displaying its contents, and tells my sister, then 4, to take what she wants, and her toddling brother can have the rest. My sister surveys the menagerie and bursts into tears.
     "Didn't they have any dollies?" she wails. She wanted a Chatty Cathy, or whatever.
     Maybe that story isn't much, as far as family traditions go. But it is what I have, and I clung to it. The day my oldest boy was born, when my wife beeped me to tell me to get home now and whisk her to the hospital, I was in FAO Schwarz on Michigan Avenue, examining a little Steiff dog that ended up in his crib. Both boys got Steiff teddy bears when young.
     That brings us to 2025, and the new generation. Should be easy, right? Jump on the Steiff website, find a suitable bear, deploy the credit card, trying not to wince. I began browsing, and encountered a rude surprise:
     "CAUTION! This product is not a toy and is intended for adult collectors only."
     What? When did THAT happen? I appealed to Steiff, telling them I was "surprised to learn that [their mohair bears] are not considered toys, and should not be given to children. This is news to me, and not good news. ... Are the bears dangerous?"
     Their lengthy answer boiled down to two concerns.
     First: "Design & Safety — Certainly, wool-based mohair is still considered a safe material. But many of the mohair designs in our present assortment include elaborate accessories or features which were chosen to appeal to adult fans of the Steiff brand. These items sometimes include small, detachable parts (such as beads, crystals, glass eyes, cords, ribbons, etc.) which might not be considered safe for small children as they could be potential choking hazards."
     Second: "Convenience & Aesthetics — Though a lush and beautiful material, mohair, like other wool products, is not typically machine washable. This is a major concern for today’s parents. Mohair shrinks, and can lose its luster, texture, and color after washing. In this sense, mohair does not meet our own, internally defined standards for aesthetic quality and practical convenience."
     Giving me a choice: I could devolve to their washable, polyester bears that have the additional advantage of costing a sixth as much. Still Steiffs. Or stick with the mohair tradition, one of the few I've got.

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'Reconsider whether cars and trucks are the best way to deliver items in dense neighborhoods'

 

      On Monday, my column looked at the issues raised by Ald. Daniel La Spata's ordinance facilitating Chicagoans who want to turn in people who park in bike lanes. I thought I'd raised both sides of question, and did not expect my first email to be someone cancelling their subscription in protest.

Dear Mr. Steinberg:

     I paused my Sun Times membership just now after reading your latest column while on a bus on South Michigan that was delayed because we kept having to weave in and out of columns of double parkers in our travel lane.
     The sense of entitlement that you seem to share with so many drivers who think that they have some God-given right to block arterial streets is a major part of what makes this city more challenging and dangerous to get around in, whatever mode you might choose.
     Maybe if companies suffered a financial penalty for breaking parking laws, they would reconsider whether cars and trucks are the best way to deliver items in dense neighborhoods. If the price was passed onto the consumer, maybe they'd think twice about ordering something for delivery instead of getting off their butt and walking to the store.
     Nobody thinks every double parked delivery truck on a side street should be ticketed, but blocking main thoroughfares makes travel harder for all of us trying to get around the city. But then again, as you say, you live in Northbrook, so you're not really in the best position to opine on the subject, are you?
     I look forward to resubscribing to the Sun Times when my money doesn't support tired old baby boomers who belong in the Journal and Topics or yelling during public comment at Northfield Township board meetings.
     Sincerely,
     John A.

    The thing to do would have been to ignore it. But I'm not that sort. I replied:

Dear Mr. A.:

     I like to think of bike riders as a bit more hardy than that. But if you want to punish yourself by avoiding the best newspaper in Chicago because I expressed an opinion not your own, that is your right. I thought I presented both sides of the issue before coming down against a silly law which will not stop packages being delivered by truck, as seems your goal.
     I do plan to retire in two years, and would suggest it might be safe for you to return then, except it is quite possible that someone else might express another opinion that you don't like, and then you'd be right back where you are today. I've been on staff for 38 years, and dealt with all sorts of ruffled bigots. Typically, they have no idea they are expressing hatred toward a group, and I would imagine that ageists such as yourself are no different, even though [you] fancy yourself liberal-minded because you probably would not castigate a Muslim who flies a lot on airplanes or a Black person who likes the coal industry as holding those views because of their ethnicity or race the way you mock me for being 65. But trust me, it's just as unattractive, and indefensible, and if you are capable of reflection as well as outrage — an open question, judging from your note — I would encourage you to reflect on that.
     That said, thanks for writing, and I hope you bike more carefully than you write. Still, as a kindness, when I post your email Tuesday, for the education of my blog readers, I will withhold your identity, to shield you from the contempt you rightly deserve.

Neil Steinberg

     Not that all the emails were from loons. Most were sensible, and I'll include one, just as a reminder to what such reaction is like. It was one of many that took issue with Amazon; I thought that ship had sailed long ago:

     Here is one vote for "enforce the law" let the snitching begin. Amazon and others are taking over public property, the streets, to make additional billions for Jeff Bezos. Of course we will offer them an "out" let them take a 50% discount on the tickets they wrack up when the total exceeds one million!
     Following up on your interest in traffic: Why don't we have speed camera enforcement on Lake Shore Drive? I have asked several Alderman and there is no response. It seems like a no brainer. It would raise money for a city that needs it and undoubtedly have some impact on the rampant speeding that currently leads to all too often accidents, some of them deadly.
Someone has "put a brick" on this common sense idea. Who? 
     Your fan and reader,
     Andrew Davis

    A colleague was intrigued with your question, and found — through an AI search, always dubious, but this answer has the tang of veracity — that the Chicago speed camera program is limited to "Child Safety Zones," aka, areas by schools and parks. Thus LSD (whoops, JBPDSLSD —his joke, but I'm going with it) is excluded. For now. There is legislation pending that would extend those cameras to expressways. Something to look forward to.   

To snitch or not to snitch? Is proposed parking scofflaw law a good idea?

Bike park at the central train station in Copenhagen.

     This is a tough one.
     As a rule, I'm not a on-this-hand, on-the-other kind of columnist. That's chicken ... umm ... bleep. My job is to not equivocate but make a stand. If you're going to take Vienna, as Napoleon said, take Vienna. No half measures.
     But regarding the ordinance Ald. Daniel La Spata (1st) outlined in Fran Spielman's article Thursday, allowing Chicagoans to take photos and turn in commercial vehicles violating parking ordinances, leaving their big blue electric Prime vans in bike lanes and crosswalks, well, I'm torn here.
     It's good that it's being delayed, so the issues can be weighed.
      On the one hand, as a former avid city cyclist, in my younger days — for years after the Divvy system rolled out, I wrote a periodic "Divvy Diary" recounting the joys of blasting those big blue bombers down Chicago streets —I know you take your life in your hands every time you have to veer around some double-parked doofus.
     Why should innocent cyclists energetically going about their business be forced to risk getting themselves creamed by a bus so that housebound shopping addicts sprawled on their sofas can receive their daily, if not hourly, infusion of superfluous junk?
     On the other: I too order from Amazon. I too marvel when something bought a few hours ago shows up, Johnny-on-the-spot. I don't have a dog in this race, living as I do in the sprawling, low-density leafy suburban paradise that is Northbrook. A half dozen Prime vans could simultaneously pull up in front of our house, day or night, and easily find a place to park. Some days, it seems they do.
      In the city, most blocks are wall-to-wall parked cars. So where else are delivery trucks supposed to stop, if not in bike lanes and crosswalks? They only stop briefly, and if you happen to come hammering along and, checking your heart rate on your Apple watch, rear end one, well, tough luck. Maybe you should concentrate on where you're going, and you won't get doored while fiddling with your bike computer.
      Then there is the risk of dragooning the population into traffic enforcement. Is that respect for law? Or trying create a population of snitches?
      La Spata isn't only doing this out of concern for law, generally, but to scratch his own private itch. He's a cyclist, posting Instagram videos of himself leading critical mass bike rides to meetings of the City Council Committee on Pedestrian and Traffic Safety, which he chairs.
      All good, right? Onward toward a Scandinavian-style cyclist's paradise? Or another example of leaders putting their own priorities first? Maybe La Spata should sponsor an ordinance encouraging police officers to snitch on each other. Because right now the code of silence requires them to cough into into their fists twice upon detecting thin blue line crime, provided no one is around to hear the coughs.
      There is risk involved. As someone who walks around a lot, and often takes photos of what I see, I'd hate to be minding my own business, trying to capture an evocative arrangement of snow on a bare tree branch, only to have some burly delivery guy run over, knock my phone out of my hands and jump on it because he thinks I'm taking a photo of his license plate.
      OK, Steinberg, choose. Ordinance = bad. Is not a culture of snitching another milestone in the road to totalitarianism? Stukach they called it in Soviet Union. Squealing. We start by encouraging people to report someone parking in a crosswalk, then before we know it, schoolchildren are turning in their parents for working on Trump's birthday.
       We're closer than you think. In case you missed it, the National Park Service just scratched Martin Luther King Day and Juneteenth from its free entry holiday list, replacing it with the 47th president's birthday. Thank God we're all so numb, or we'd have to scan the headlines with our phones in one hand and air sickness bags in the other.

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Flashback 1991: Pearl Harbor terror recalled at rites here

The 50th anniversary was front page news

  
     Today is Pearl Harbor Day — a Sunday, as it was in 1941. I will fly the flag. Can't say whether the newspaper will run anything — memories fade, passions cool, and 84 years after the event, only about a dozen survivors of the Japanese attack remain alive. Time was, if the Sun-Times didn't mark the anniversary, prominently, readers would complain bitterly. This isn't a column — I was a general assignment reporter at the time, reporting on the Dec. 7 anniversary commemoration — other stories had run the day before. Starting on the front page.

     How bad was it at Pearl Harbor? Enough for Arlandres Dixon to suddenly feel homesick for the Southern city he joined the Navy to escape
     "It was one of the few times in my life I missed Jackson, Miss.," said Dixon of the moment he stood on the deck of the U.S.S. Dale and watched Japanese bombers rip into the harbor. "I was scared as a fox with a pack of hounds behind him."

     The 72-year-old former gunner was one of hundreds of veterans who gathered at Daley Plaza on Saturday for a solemn ceremony to mark the 50th anniversary of the Japanese attack on Pearl Harbor. 

     Maj. Gen. James H. Mukoyama Jr., a third generation Japanese American, said honoring the Pearl Harbor dead should not mean rekindling bigotry against Japanese Americans, many of whom fought bravely in World War II and almost all of whom were loyal citizens despite official government outrages committed against them.

     "During World War II, tens of thousands of Japanese Americans were taken from their homes," he said. "In Hawaii, (they) were forced to wear black badges on their clothes, reminiscent of the cloth badges Jews were forced to wear in Nazi Germany. The only crime committed by these American citizens were their parents were born in Japan."

     Despite somber speeches, the moment of silence, and the Marine bugler playing taps, it was still a gathering of veterans, complete with hearty handshakes, slaps on the back, more than one dirty joke, and a lot of reminiscing.

     Dixon, whose destroyer was the first ship to make it out of the harbor, recalled using blowtorches and bolt cutters to break into the ship's magazine to get at shells because the officer with the keys was on shore.

     Another attack survivor who was present was Clyde Leland Ernst, 85, who 50 years ago was chief warrant carpenter on Ford Island. He was warming up the engines of the ferryboat he operated when he saw waves of Japanese torpedo planes — at eye level, it seemed — pass by.

     "I couldn't believe it. I just couldn't believe it," said Ernst, who would spend the next three days ferrying wounded to the mainland hospital. He said that despite his memories of burned sailors, he holds no animosity toward the Japanese today.

     "I've outgrown that," he said. "Time heals the deepest wounds."

       — Originally published in the Sun-Times, Dec. 8, 1991